What is UPI 123Pay, how does it work without   the internet?

UPI 123Pay: There is a very old saying that change is the rule of the world. That is, whatever is there in the world today, tomorrow that thing will change. It cannot be said whether it will become better or worse. But it will definitely change. Earlier, when people had to buy something. Or send money to someone. So people needed cash. But in the year 2016, Unified Payment Interface i.e. UPI changed the way of transactions.

Now whether people have to send money to someone or make a payment for something. People can do this work in just a few seconds with the help of UPI. But for this, internet connection is required. But you can use UPI without internet with the help of UPI 123pay. Let us tell you how it works.

Make UPI payment without internet

National Payments Corporation of India i.e. NPCI launched UPI in India in the year 2016. Since the launch of UPI, it has seen an increase in users year after year. And new features kept getting added to it. Due to which the method of payment became easier. However, UPI has not been as active and successful in small towns and remote villages of the country.

Because there is not much access to internet there. But in the year 2022, NPCI launched UPI 123pay which works even without internet. For this, you will not need internet nor smartphone to use UPI ID. 123pay feature made with the help of Reserve Bank of India and NPCI can be used in the phone.

How to use UPI 123Pay

Any feature phone can be used to use UPI 123Pay. For this, you have to press *99# from your feature phone. After this, a list of banks will open in front of you. After the list of banks opens, you have to select the bank and then enter the last six digits and expiry date of your debit card. After this, you have to set your UPI PIN. After this, your UPI ID will be activated and you can use UPI 123Pay.

Payment will be done through these numbers

Users can make transactions by calling the already given IVR numbers 080 4516 3666, 080 4516 3581, 6366. Apart from this, payment can also be made by giving a missed call on the number provided by the banks.

Disclaimer: This content has been sourced and edited from abplive.com. While we have made modifications for clarity and presentation.